Gold Loan Rate of Interest (April 2025)
Need quick access to funds? Choose Manappuram Gold Loan, a trusted solution for hassle-free financial support. Benefit from our competitive gold loan rates and flexible repayment options for a seamless borrowing experience. Moreover, use our intuitive and customer-friendly online tool, the gold loan calculator, and choose a plan that suits your financial needs. Our gold loan interest rates for April 2025 (base rate) start from 21.59%, making our offerings affordable and more manageable.
Lowest Gold Loan Interest Rates
Manappuram Gold Loan offers one of the lowest gold loan rates in the market without unnecessary financial burden. With perks like greater disbursal amounts of up to ₹1.5 crores or even higher in some cases, a higher Loan-to-Value (LTV) ratio of up to 75%, and flexible repayment options, we offer greater convenience and flexibility.
Interest Rates for Gold Loan
| Scheme Name | LTV | Loan Limit | Base Interest Rate | Annualised Interest Rate |
|---|---|---|---|---|
| SL | 75% | Minimum ₹3,000 | 21.59% | 23.39% |
| MT+3 | 75% | Minimum ₹75,000 | 21.59% | 23.39% |
| SA+1 | 60% | Minimum ₹1.95 lakhs | 21.59% | 23.39% |
Note: Learn more about the interest rates of our gold loan schemes to make an informed decision.
Why Choose a Gold Loan from Manappuram?
- Generous Loan Amounts: Up to ₹1.5 crore and above.
- Competitive Interest Rate: Starting from 21.59%.
- Flexible Repayment Options: Bullet payments as per convenience.
- Transparency: Clear disclosure of all charges.
- Dedicated Support: Assistance through every step.
- Safety: Secure collateral storage with insurance and surveillance.
Factors Affecting Gold Loan Interest Rate
- Disbursal Amount: Larger loans may offer lower interest rates.
- LTV Ratio: Higher LTV may lead to higher rates.
- Gold Purity: 22K gold may fetch better interest rates.
- Loan Tenure: Longer tenure may result in higher interest rates.
Apply for a Gold Loan Now at the Best Gold Loan Interest Rates